Disclosure: This post is sponsored by Sivan Social. All comments and opinions are my own. 

If you’re 65 are creeping up towards that age, it’s time to start figuring out the right medicare plan for your needs. Even though I’m just now 62, I’ve already started my research on what plan I’m going to sign up for once my 65th birthday comes around. Did you know that there is more than just one plan to choose from?

Original Medicare Isn’t Enough

Unfortunately, so many people just think that Medicare is a “one-size-fits-all” plan, but that couldn’t be further from the truth. Original Medicare isn’t enough coverage for most seniors and it doesn’t cover prescription drugs. Staying healthy is not enough these days.

Many don’t realize that Original Medicare (Part A and Part B) doesn’t cover everything; it doesn’t have a limit for out-of-pocket costs either, which means your cost-sharing responsibility will accumulate without a cap. If you just sign up for Original Medicare, you may end up paying high out-of-pocket costs throughout the year.

If you’re ready to learn more about Medicare enrollment, I encourage you to visit the 2022 Medicare Enrollment page to get all the facts. You’ll be shocked to find out that there are many great options to choose from.

It’s Time To Find the Right Medicare Plan For Your Needs

As I mentioned earlier, I know that I have a few more years before I get to choose a plan, but I’m in the mindset that the earlier I educate myself, the better prepared that I’m going to be.

One crucial detail that I uncovered is that there is a yearly Medicare enrollment period that runs from October 15th – December 7th, where you can enroll, change or drop your plan. This means that you have time to make a choice and time to get registered as well.

Skipping annual enrollment can lead to hefty fees.

If you’re newly eligible for Medicare and you decide to skip enrollment during your initial enrollment period, you could face hefty late enrollment penalties. The longer you wait to enroll, the larger the fee will be, so it’s important to enroll when you’re first eligible.

The Importance of Annual Enrollment for Medicare

The reason that it’s essential to educate yourself and get prepared for open enrollment is that choosing between Medicare Part A and Medicare Part B doesn’t cover expenses that you may incur along the way. There is also supplemental insurance that you can add or even a Medicare C and Medicare D plan as well.

Educate Yourself

It’s so much better to get educated while you can rather than figure out that you don’t have the right coverage that you thought you did! Can you imagine a hospital stay that you thought was covered only to find out that it wasn’t?

It’s that kind of scenario that open-enrollment overs. You’ll have the chance to talk to someone, ask questions, and even get a free Medicare plan consultation when you call QuoteManage at 855-943-2826. It’s a no-obligation call without any cost that will pair you up with an expert that will help you be able to choose the correct Medicare plan effortlessly. The number to contact is found at the top of the page here.

Right Medicare Plan For Your Needs

Now is the perfect time to get prepared and visit the 2022 Medicare Enrollment page on SeniorLiving.org to find out the best plan that is what you need. When it comes to making sure that you have adequate medical coverage once you hit age 65, do your research and take your time to inform yourself.

Medical coverage at an older age is extremely important, and there’s no reason why you can’t get exactly what you need and want. Take advantage of this no-cost service that can help make your Medicare enrollment a quick and pain-free process.

Just one quick phone call will answer all your questions, and you’ll be educated to get signed up once it’s your time!